Earlier this year the Government laid legislation before Parliament to bring more BNPL agreements into the scope of UK regulation (see:...
Buy-now pay-later providers often rely on exemptions to remain outside the scope of regulation. As the UK plans to tighten these...
In November last year the Government released its north star for UK payments in the form of the National Payments Vision. The NPV...
In the last couple of years EU financial entities have been busy implementing the Digital Operational Resilience Act. DORA started to...
The Financial Conduct Authority has called on UK payments firms to improve their compliance arrangements. It follows a review which has...
Transactions involving electronic money tokens ('EMTs') are subject to both payment services and crypto-asset regulation, which gives...
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Linklaters was pleased to work alongside Osborne Clarke LLP on UK Finance’s submission to the independent review of PESAR, the Payment...
The FCA has taken a significant step on its cryptoassets roadmap by opening a consultation on rules for stablecoin issuers and...
The Government has taken the next step towards regulating buy-now pay-later. It is laying the legislation that will bring BNPL agreements...
HM Treasury has finalised measures designed to curb de-banking. New legislation adds new conditions for banks, e-money firms and other...
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While in the last week the FCA has been busy in other areas (including the crypto space), it has also found time to publish feedback on...
The FCA is exploring a more “outcomes-based” approach to regulating retail payments. It is reconsidering current limits on contactless...
Financial services firms in the UK face more regulatory risk in the wake of operational incidents. Now that the UK’s operational...
Payments tends to be a volumes business and so payment service providers strive to make their services widely accessible within their...
The UK Government has released a cross-sectoral Action Plan for regulation. Building on the Chancellor’s Mansion House speech, the plan...
Even though the Digital Operational Resilience Act started to apply in January, some parts of the DORA regulatory framework have not yet...